PocketSmith MCP: your budget and transactions in chat

Add PocketSmith to Claude, ChatGPT or Cursor

1. 1Click Connect PocketSmith free and sign in with your PocketSmith account.
2. 2For questions about spending, the read tools are enough. Switch off the tools that create or update transactions, categories and accounts if you'd rather make those changes yourself.
3. 3Add ContextGate to your AI app as a connector or MCP server. The steps for each app are on the Works with page.
4. 4Ask your AI app how much you spent on groceries last month against your budget, then open Activity to see the calls.

Money questions for your AI app

• Compare actual and forecast spending by category against your budget.
• Summarize income and expenses over a date range by week or month.
• Search transactions by date, type or keyword, and check one transaction's payee, category and labels.
• Recategorize or relabel up to 20 transactions in one request.
• Add a category or record a transaction in an account.

Your finances, your edits

• Switch off create and update tools to keep your AI app read-only.
• Policies check every call and can hide personal data such as account details.
• Activity records every lookup and every change to your PocketSmith data.

What you get with PocketSmith and ContextGate

• Your AI apps can use PocketSmithClaude, Cursor, ChatGPT and other AI apps reach PocketSmith through the one ContextGate connection you add to them.
• You choose which tools they can useSwitch off any PocketSmith tool you don't want used. It's hidden from your AI apps and refused if called.
• Every call is checked and recordedYour policies check each call (for example, personal data is hidden and secrets are blocked), and Activity keeps a record of it.

ContextGate sees only the tool calls that go through it, not your AI app's built-in tools or your chats.

PocketSmith tools

Examples of what your AI apps can do in PocketSmith. You'll see the exact list of tools after you connect it.

• Create CategoryCreate one category for a PocketSmith user with optional hierarchy and budgeting behavior.
• Create TransactionCreate one transaction in a specified transaction account and return the created financial record.
• Get BudgetReturn a PocketSmith user's current category-level actual and forecast budget analysis. During probing, this read coincided with forecast cache access/update timestamps changing to the call timestamp
• Get Budget SummaryAnalyze the user's combined income and expense budget over a required date range and period interval.
• Get Current UserReturn the PocketSmith user authorized by the connected developer key, including the user ID needed by user-scoped tools.
• Get TransactionReturn one PocketSmith transaction by ID with its amount, date, payee, category, labels, and review state.
• List AccountsReturn all financial accounts belonging to a PocketSmith user, including account, primary transaction-account, and scenario IDs.
• List CategoriesReturn all categories belonging to a PocketSmith user, including hierarchy and budgeting flags.
• List Transaction AccountsReturn the transaction accounts belonging to a PocketSmith user, including IDs and balances needed to create and query transactions.
• List TransactionsReturn one page of a user's transactions with optional date, state, type, and keyword filters, plus a cursor for the next page.
• Update AccountUpdate selected metadata on one financial account without deleting it or changing transaction-account balances.
• Update CategoryUpdate selected hierarchy, display, and budgeting fields on one category without deleting it.
• Update TransactionUpdate selected fields on one existing transaction without deleting or splitting it.
• Update TransactionsUpdate 1-20 distinct transactions sequentially. The operation is not atomic: successful updates are not rolled back, each item has an explicit outcome, and processing stops after an authentication, pe